Legal Disclaimer for Zolcoin.com

⚖️ Zolcoin Is Not a Security

Zolcoin is a utility-based digital token. It is expressly not a security, financial product, investment vehicle, or any instrument that implies expectation of profits derived from the efforts of others. Zolcoin does not grant ownership rights, dividends, voting rights, or claims to any financial return.

Zolcoin has been structured in accordance with the U.S. Securities Act of 1933, as interpreted under the Howey Test (SEC v. W.J. Howey Co., 1946), and adheres to global regulatory standards such as:

• U.S. SEC guidelines on utility tokens
• European Union's MiCA regulations
• Singapore MAS guidelines
• UK FCA utility framework

🔒 Legal Zero-Liability Framework

By engaging with Zolcoin, you acknowledge that:

• Zolcoin.com and its affiliates are not responsible for any price volatility, liquidity concerns, or market losses.
• Zolcoin does not promise or imply any future listing, value increase, or cash-convertibility.
• Participation is voluntary, without reliance on managerial efforts by Zolcoin.com or its team.
• Zolcoin is not accountable for the business decisions, operations, or policies of any listed or participating third-party brand.

Users waive all claims against Zolcoin.com in relation to:

• Loss of funds due to market fluctuations
• Exchange errors or delays
• Brand discontinuation or participation changes
• Blockchain network disruptions or technical failures

💼 Marketing & Compliance Disclaimer

Zolcoin is never marketed as a financial opportunity, speculative asset, or investment. All advertising is compliant with FTC, SEC, and global advertising standards. All promotions include the disclaimer that Zolcoin is strictly for consumer engagement and brand interaction.

🛡️ AML/KYC Exemption Statement

Zolcoin does not engage in fiat-to-token conversions, custody of user funds, or collection of identity information. As such, Zolcoin is not subject to AML/KYC regulations enforced by FinCEN, FATF, or equivalent global entities.

🛑 Explicit Market Risk Disclosure

You understand and agree that cryptocurrency markets are highly volatile and may result in total loss. Zolcoin.com assumes no liability for:

• Bear markets or crashes
• Liquidity drying up
• Delisting from exchanges
• Token misuse or fraud by third parties

🏢 Third-Party Company Disclaimer

• Zolcoin.com does not represent, own, or operate the brands listed unless officially confirmed.
• Listings are purely informational and imply no affiliation, sponsorship, or partnership unless otherwise stated.
• Any business or individual wishing to be removed from our platform may contact info@zolcoin.com for immediate compliance.

💸 Rewards & Earnings Clarification

• Zolcoin is distributed strictly as a promotional reward for engagement.
• It cannot be redeemed for fiat unless traded on an exchange at the user's discretion.
• Users are solely responsible for tax reporting and compliance in their jurisdiction.
• No earnings, dividends, staking guarantees, or financial incentives are implied.

🚫 No Financial Advice

Nothing on Zolcoin.com constitutes financial, investment, or legal advice. Users must conduct their own due diligence and consult appropriate advisors before engaging in any cryptocurrency activity.

⚖️ Binding Arbitration Clause

By using this platform, you agree to resolve any disputes through confidential binding arbitration in Delaware, United States, waiving class actions and jury trials.

📜 Final Acknowledgement

Your access and use of Zolcoin.com signifies that you:

• Understand the utility-only nature of Zolcoin
• Accept all disclaimers and zero-liability terms
• Waive all future claims against Zolcoin.com and affiliates
• Agree that your participation is solely for rewards and promotional engagement—not financial speculation